Functional resumes are good when you have little to zero work experience (or new grads). This type of resume allows you to showcase skills that fit in with the job requirements. Fair warning: most recruiters and hiring managers dont like this format and feel as though you may be hiding something. If you have a chronological resume you do not want to have one part chronological and one part functional because it will throw off the entire formatting and may confuse the employer about your skill set.
Functional format is best for those who are switching their career or have large employment gaps on their resume. In this format, you dont have to list the joining or resigning dates of the previous employments. Functional format will hide your employment gaps or your job switching.
The cost is too good to be true. It is only human to try to find the best service at an affordable price. However it is also true that you get what you pay for. If a service says that it can write your resume for a few dollars it is better to be cautious. Creating good quality resumes requires using specific skills. The cost can be lower only if the summary of your career is part of a mass produced set of similar documents.